Smarter Budget

Support

Questions, a bug, or an idea? Email us — a real person reads every message.

Email support

developer@elementalcore.com

To help us help you, include

Common questions

Do I need an account?

No. There's nothing to sign up for. Smarter Budget uses the iCloud account already on your devices.

My budget isn't showing on my other device.

Check that you're signed in to the same Apple Account on both, and that iCloud is on for Smarter Budget. Leave the app open for a moment the first time — your budget downloads from iCloud. On Apple Watch, open the iPhone app first.

Does it connect to my bank?

No, and that's on purpose: your bank login never goes anywhere. Instead, import the Excel or CSV statement your bank gives you. Smarter Budget matches it with what you've already entered, so nothing is counted twice.

I made a mistake. Can I go back?

Use Undo for recent changes. For bigger mistakes, Settings › Backups has daily backups and restore points saved just before anything hard to undo. Restoring adds a copy of the budget; it never overwrites the one you have.

Which currencies does it support?

Any currency, each with its own decimal places. Each account has its own currency, and your budget has one main currency for its envelopes.

Do I need Apple Intelligence?

No. It adds a few helpful suggestions on devices that have it. Every feature works without it.

How do I learn the envelope method?

Open Learn in the app: short lessons in plain words, a practice month, and a practice budget you can play with without touching your real one.